Earn up to 150,000 Miles for a limited time

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A United Airlines Boeing 787 Dreamliner in flight with a blue sky in the background.

If you missed the record-breaking offer to earn up to 150,000 miles on the United Business card earlier this year, you have another chance to take part in the offer.

United Airlines

  • The United℠ Business Card offers a high welcome bonus worth up to 150,000 miles for a limited time.
  • You can earn 75,000 bonus miles after spending $5,000 on purchases within the first 3 months from account opening, and earn an additional 75,000 miles after spending $20,000 total on purchases within the last 6 first months.
  • The card offers great benefits, including a free first checked bag and priority boarding.
  • Read the Insider’s guide to the best airline credit cards.

United Airlines travelers are spoiled for choice when looking for a co-branded credit card. Chase issues a total of six United credit cards, ranging from a version with no annual fee to premium cards with access to the United Club airport lounge.

For small business owners, the United℠ Business Card is a great choice. With a reasonable annual fee of $99, it’s ideal for frequent and even occasional travelers. And it’s now brought back the record bonus we first saw earlier this year: 75,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening, and earn 75,000 additional miles after spending $20,000 total on purchases in the first 6 months.

The spending requirement to unlock the full bonus is pretty hefty, but if you can manage it, the 150,000 miles you’ll earn are worth around $1,950 in flights, based on Insider’s rating of 1.3 cents per United mile.

United miles are useful even if you don’t fly with the airline often, because you don’t have to redeem them for United flights. You can also use United miles for award flights on Star Alliance and non-Alliance partners including Air Canada, Lufthansa and Aer Lingus.

We focus here on the rewards and benefits that come with each card. These cards aren’t worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay off your balance in full each month, make your payments on time, and only spend what you can afford.

United Business Card: Earn up to 150,000 miles

Regular APR

17.99% – 24.99% variable

Recommended credit score

good to excellent

Regular APR

17.99% – 24.99% variable

Recommended credit score

good to excellent

  • Solid travel benefits with United, including free checked baggage and priority boarding
  • An annual $100 United travel credit is relatively easy to earn
The inconvenients
  • Beyond the sign-up bonus, it will take some time to earn a lot of miles from daily spending on this card

Read our review
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More information
  • Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after spending $5,000 on purchases within the first 3 months of opening your account. Plus, earn an additional 75,000 miles after spending a total of $20,000 on purchases within the first 6 months of your account opening.
  • Receive a 5,000 ‘better together’ bonus every anniversary when you have both the UnitedSM Business Card and a Chase United® personal credit card.
  • Earn 2 miles per dollar spent on United® purchases, restaurants (including qualifying delivery services), gas stations, office supply stores, local transit and commuting.
  • Earn 1 mile for every dollar spent on all other purchases. Plus, employee cards at no extra cost – miles earned from their purchases accrue to your account so you can earn rewards faster.
  • Enjoy a free first checked bag – savings of up to $140 per round trip (conditions apply), 2 one-time United ClubSM passes per year and priority boarding privileges.
  • Get a free 1-year DashPass, a subscription for DoorDash and Caviar that offers unlimited deliveries with $0 delivery charges and reduced service fees on qualifying orders. After that, you’re automatically enrolled in DashPass at the then-current monthly rate. Activate before 12/31/24.
  • $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.

To qualify for the United℠ Business Card, you must have a small business, but it doesn’t have to be a large business or an LLC. If you have a side job like freelancing, driving for Uber, or hosting Airbnb, you might qualify for a small business card.

Benefits of the United Business card

In addition to an exorbitant welcome bonus offer, the United℠ Business Card comes with perks that can save you money when flying with United, including:

  • One free first checked bag (valued at $35 each way) for the cardholder and one companion on the same booking (you must use the card to pay for your ticket, or taxes and fees for an award ticket )
  • Two unique United Club passes on each card anniversary
  • Priority boarding
  • 25% back in statement credit on United inflight purchases
  • $100 United credit after making at least seven United flight purchases for $100 or more each card anniversary year

Additionally, cardholders receive a “better together” bonus of 5,000 bonus miles on each card anniversary when they have the United℠ Business card and a personal United credit card such as the United℠ Explorer card, the United Gateway℠, the United Club℠ Infinite card, or the United Quest℠ card.

The United℠ Business Card also earns bonus miles in a wide variety of categories that can be useful for small businesses, including 2x miles on United purchases, restaurants, gas stations, supply stores, office, public transport and local travel. All other qualifying purchases earn 1 mile per dollar.

If you’re striving for elite status with United, the United℠ Business Card can give you a boost towards your goal. Cardholders receive 500 Premier Qualifying Points (PQP) for every $12,000 spent on purchases with the card, up to 1,000 PQP per calendar year.

In addition to United-specific benefits, the United℠ Business Card comes with a wide range of purchase and travel protections, including primary car rental insurance (when renting for business purposes), Baggage Delay Insurance, Lost Baggage Reimbursement, Trip Cancellation/Interruption Insurance, Trip Delay Reimbursement, Purchase Protection and Extended Warranty.

You can read more about the full range of benefits in our United Business Card review.

How to Use United Miles

If you meet all the spending requirements to earn the welcome bonus, you will have 150,000 United miles (plus at least 20,000 additional miles for meeting the card’s minimum spending requirements).

Although United no longer has an official rewards chart and has moved to dynamic pricing, you can expect to pay between 5,000 and 30,000 miles for a domestic flight in economy class, and more for flights to other destinations. regions. Exact price depends on route, award availability and time of year.

However, a little-known perk on all United credit cards is the extended availability of rewards. If you have a United card, you’ll see more award seats available than the general public. This is handy if you’re looking for multiple award flights and can save you a ton of miles.

At the economy level, 150,000 United miles should be enough for at least two round-trip economy class flights to Europe or Asia, or several round-trip flights within North America.

Which United Credit Card is right for you?

The United℠ Business Card currently offers the highest welcome bonus of any United card, but that doesn’t mean it’s the best offer for everyone, especially since the requirement for minimum spend is so high. Here is a comparison between the United℠ Business Card and other United cards with significant welcome bonuses and benefits:

If you don’t travel with United often enough to enjoy the United-specific benefits of these cards, but still want to earn United miles, it’s also worth looking into cards that earn Chase Ultimate Rewards® points. transferable. When you have the Chase Sapphire Preferred®, Chase Sapphire Reserve® or Ink Business Preferred® card, you can transfer Ultimate Rewards points to United at a 1:1 ratio, plus to over a dozen others Chase transfer partners.

Be sure to read the Insider’s Guide to Earning, Redeeming, and Maximizing Chase Ultimate Rewards Points to learn how to get the most out of your rewards.

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