Highlight of CLN activity: CKP Assurance

You insure your belongings, your vehicles, your boats and your life, so why not provide drought protection on your ranch? CKP Insurance exclusively offers pasture, range and forage insurance and was created to help protect your operation against the risk of loss of forage produced for grazing or harvested for hay, resulting in increased feed costs. . CKP Insurance insures ranches and farms across the country, including the Navajo Nation, Diamond A Ranches, and several other tribal ranch lands in the Southwest.

CKP Insurance enjoys such confidence in the industry, that 12x Entrepreneur In Stock of the Year, Chad Berger has them on his sponsorship team. Talk about a perfect partnership! Plus, they are a leader in giving back to the communities they support. A good example is the Navajo County Fair and Rodeo, where they buy several of the FFA animals that go up for auction in order to support the children who raise them. One thing we love to see in the businesses we support is the aspect of giving back and CKP Insurance is ticking the box for that.

Supporting Navajo Nation Agriculture

You may be wondering what insurance has to do with the continued development of the Navajo Nation’s agricultural sector. Well, that has a lot to do with it! Thanks to Navajo Nation partner CKP Insurance, the Navajo Nation has received several million dollars in recent years for its pasture and forage insurance policy. What is amazing about this is the fact that the money is directly reinvested in the agricultural programs of the Navajo Nation. Assisting with the disbursement of these funds, the Agricultural Infrastructure Fund was established to use any remaining indemnity payments in excess of the amount needed to secure insurance premiums for the following crop year to finance and implement agricultural infrastructure projects on the Navajo Nation. In addition to the AIF, the Livestock Management Incentive Program is designed to help Navajo pastoralists during the ongoing drought who use best management practices and to encourage pastoralists to reduce and maintain their numbers. herds at permitted levels.

Insurance of pastures, rangelands and fodder

A service of the USDA Risk Management Agency

But what about the insurance they offer? Let’s dive in! The Risk Management Agency’s (RMA) Pasture, Range and Forage (PRF) Insurance Program is designed to provide insurance coverage on your pasture, range or acres of forage. This innovative program is based on precipitation using the rain index. This program is designed to give you the opportunity to purchase insurance against loss of forage produced for pasture or harvested for hay, which leads to increased costs of feed, destocking, depopulation or other actions.

What are the benefits?

  • The program is very affordable because the government subsidizes 51 to 59% of the premium.
  • Premiums are not due before October 1 of the crop year.
  • There are no claim forms.
  • No fitter is needed. Your claims are paid automatically based on NOAA CPC data.

How it works?

When you purchase coverage under this program, you are protected against loss due to lack of rain. Payment for losses is determined on the basis of the Rainfall Index, which is a comprehensive data set of rainfall amounts across the country. Since compensation is not calculated based on actual agricultural production, claims can be processed automatically without the need for claims adjusters.

Participation in this program is very easy. With the help of a Trusted Risk Advisor, you will choose the grids in which your eligible land resides. You then choose two or more separate index intervals during which precipitation is important for your operation. For each grid you chose to cover, the actual precipitation amounts are compared to the trigger grid indices. If any of the grids had rainfall below the trigger index, you may receive compensation.

Where is this program available?

The PRF is available in the 48 contiguous states with the exception of a few schedules that cross international borders. At CKP Insurance, they are dedicated to providing you with information, information and alternative risk solutions tailored to your professional and personal needs. They will tailor a plan for you using specific data in your area; you can even select acre by acre options. Their trained professionals will guide you through a range of options using risk assessment tools that will help you reduce the pressure in the event of a drought in your area.

The CKP promise

  • CKP Assurances will carry out a individual personal consultation to review the specific needs of your ranch or farm.
  • CKP Insurance will provide an honest assessment and discourage you from purchasing unnecessary coverage.
  • CKP Insurance will keep you informed throughout the year of the program’s performance for you and of opportunities to maximize your savings.

Your trusted CKP risk advisor is trained to help you understand and analyze complex data in relevant terms so you can make the most informed decision for your business.

“Anyone can sell you a policy. But CKP invests time in understanding your individual needs and developing a strategy that will produce the best hedging results.




Hi all! My name is Krysta Paffrath, I am proud to be originally from Arizona and passionate about all things business and rodeo. I am more than happy to be the editor of Cowboy Lifestyle Network. With my background in digital marketing and rodeo, it was only natural for me to join the team. My adventurous and entrepreneurial spirit has guided me to work in many places like the WYO Quarter Horse Ranch in Thermopolis, Wyoming, a working cattle ranch in Seligman, Arizona, and many places in between. I am passionate about preserving the western way of life and work with different brands and rodeos to achieve this. If you are looking for an item, email me at [email protected] Learn more about me at krystapaffrath.com. Looking forward to hearing from you!



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